You Have Made It Your Living. Keep It Protected
There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Edgewater Insurance, we are in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we would like to return the favor by offering you the comprehensive protection you deserve. A Farm Owners policy from Edgewater Insurance is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.
Dwelling
For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Edgewater Insurance will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.
Personal Property
Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.
Liability
Liability protection from Edgewater Insurance helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
Frequently asked questions
What does farm owners insurance from Edgewater cover?
There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Edgewater Insurance, we are in the business of seeing yours succeed.
How do I get a farm owners insurance quote in Nebraska or Kansas?
Request a quote online and choose the Edgewater office closest to you, or call any of our 15 offices. An independent agent compares options from multiple carriers and confirms the details with you before anything is bound.
Which Edgewater office handles farm owners insurance?
Every Edgewater office can write farm owners insurance. Pick the one nearest you, from Omaha and Blair in the east to Benkelman and Ogallala in the west, plus Grainfield and WaKeeney in Kansas, and an agent there will take it from the first call to the policy.
Coverage descriptions are general. Your policy's terms, conditions and exclusions control; an Edgewater agent will walk you through them before you buy.