Personal and Financial Protection for the Long Term.
For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Edgewater Insurance, we offer extensive coverage options that can insure the care of those who need it most. Long-Term Care Insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require Long-Term Care are those who can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance. The costs of Long-Term Care can be quite expensive and are typically not covered under basic Health Insurance, Medicare, or Medicaid. Long-Term Care Insurance from Edgewater Insurance can protect your family’s financial future by providing valuable coverage benefits for costs associated with: • Home Care • Assisted Living • Adult Daycare • Hospice Care • Nursing Homes • Respite Care Individuals looking to purchase Long-Term Care Insurance must meet certain conditions in order to qualify for benefits. Talk to an insurance professional with Edgewater Insurance to learn more about Long-Term Care Insurance and whether you should add it to your current policy. All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.
Frequently asked questions
What does long-term care insurance from Edgewater cover?
For most Americans, a traditional Life and Health Insurance package is enough to keep themselves and their families insured, but for many, additional coverage is required. At Edgewater Insurance, we offer extensive coverage options that can insure the care of those who need it most.
How do I get a long-term care insurance quote in Nebraska or Kansas?
Request a quote online and choose the Edgewater office closest to you, or call any of our 15 offices. An independent agent compares options from multiple carriers and confirms the details with you before anything is bound.
Which Edgewater office handles long-term care insurance?
Every Edgewater office can write long-term care insurance. Pick the one nearest you, from Omaha and Blair in the east to Benkelman and Ogallala in the west, plus Grainfield and WaKeeney in Kansas, and an agent there will take it from the first call to the policy.
Coverage descriptions are general. Your policy's terms, conditions and exclusions control; an Edgewater agent will walk you through them before you buy.